Terms Cover Accounts, Wallets and Access
Our Terms & Conditions form the agreement between you and us when you create or use an account. They explain accurate registration details, phone verification before account access, one-account use, login protection, acceptable activity and the checks applied before a wallet transaction is processed. DANA, OVO,
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GoPay, QRIS, bank transfer and virtual account instructions are governed by the account and cashier conditions shown at the time of your request. A payment may remain pending while we match the reference, confirm the account holder or resolve a mismatch. We may update wording when
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an operational or legal requirement changes, and the current version applies after it is displayed. Access depends on local law; where local law permits, you must use the service only from an eligible location and follow Indonesian requirements. Read the full terms before opening an account,
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and keep your account details current so notices reach you.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.